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What is an FR44?

FR44 insurance is a financial responsibility insurance certificate which is a requirement if a person gets convicted for driving under the influence of alcohol (DUI). After sentencing, the driver must file an FR44 which provides the minimum amount of insurance coverage.

To obtain an estimate for the price of insurance with an FR44 only takes a few moments. When you are ready to purchase your insurance, we can often provide you with a new temporary ID card and FR44 in the same day.

Will a non owner policy work for me?

An SR22 or FR44 filing can be attached to a NON-OWNER policy to satisfy the state’s requirements for license release. This is the only option if you do not own a vehicle. The vehicle/s has to be listed on the policy, if you do own a vehicle/s. Then an SR22 or FR44 filing can be endorsed on that policy.

Generally, a non owners insurance is less expensive than a traditional policy with an SR22 or FR44 filing. Give us a call or fill out the quote request, and we will help get your license and your driving privileges back.

What Are FR44 Limits?

100/300/50 (Florida):
  • Coverage of $100,000 for bodily injury/death of one person
  • Coverage of $300,000 for bodily injury/death of two or more persons
  • Coverage of $50,000 for property damage


  • 50/100/40 (Virginia):
  • Coverage of $100,000 for bodily injury/death of one person
  • Coverage of $300,000 for bodily injury/death of two or more persons
  • Coverage of $50,000 for property damage


  • *Please note that required coverage limits will vary by state.

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